Blackjack Hands To Split

Another way to get the most from a blackjack wager when playing with perfect basic strategy is to split hands when it’s appropriate. Not only does this double the amount of potential winning hands but it also opens up more hands for a potential double down opportunity.

As one of the most popular casino games, blackjack can be found in most land-based and online casinos. Due to its relative simplicity and extremely low house edge, it is preferred by both skilled and average players but in order to maximize their winnings, they must learn how to play the game correctly. It seems that one of the most confusing ideas in blackjack theory is that of the “soft and hard hands”.

It is soft hands, in particular, that often cause uncertainty even in those who consider themselves experienced blackjack players. Furthermore, casiual players tend to make more mistakes when playing with a soft hand than with any other hand. In fact, every single hand in blackjack can be classified as either a hard or a soft hand – any two-card hand that does not include an Ace is referred to as a hard hand, while hands with Aces in them fall under the category of soft hands.

  1. What splitting in blackjack means is that when your hand consists of two cards with similar value, you can split them by placing additional bet, creating two hands that will be played separately. The option to split is of enormous value; if it’s used wisely of course.
  2. Therefore, most players split the eights and end up with two decent hands that they can play in hopes of hitting blackjack. Splitting 9's Splitting nines is a valuable strategy as hosting two nines gives you a starting hand valued at 18 which is a bad spot to be in.
  3. Splitting 8’s against a dealer 10, by the way, is also a slightly better play then surrendering. No question that 16 is a lousy blackjack hand. Unfortunately, it’s one of the most frequent hands you are going to be dealt in blackjack.
  4. When dealt two cards that are the same, you have the option to split into two new blackjack hand. Knowing the basic strategy of when to use blackjack double down and splitting a pair would give you a significant advantage against the dealer.

This is, at least, the simplest explanation but real-life blackjack is a little more complicated than that. While the definitions of hardness and softness are quite simple and straightforward, the correct strategy of playing out these two types of hands is often elusive.

Soft and Hard Hands in Blackjack

In the simplest of terms, soft hands consist of two cards, one of which is an Ace, while hard hands do not include an Ace. But why is necessary to make this distinction? The key is the nature of the Ace in blackjack – this is the only card in the game that does not have a fixed value. It counts as either 1 or 11 so it cannot be busted by Hitting once. To describe this in a simpler manner, let us see some examples of hard and soft hands:

  • Hard Hands – 3-5 (hard 8), 9-4 (hard 13), 7-10 (hard 17)
  • Soft Hands – Ace-3 (soft 14), Ace-5 (hard 16), Ace-6 (soft 17)

Players who are dealt a hard hand at the beginning of a round – 7-10 for example, are presented with little freedom as to how to play out their hand. If they Hit, i.e. decide to draw another card, they have a big chance of exceeding 21 and busting. If it is a soft 17, however, Ace-6, the hand can be counted as either 17 or 7 and if players Hit, the risk of busting is considerably smaller. Imagine you receive 17 and you decide to Hit – you are dealt 7. The hard hand will reach 24 and therefore bust, while the soft hand will become 16, only here, the Ace will count as 1 and not 11.

And this is where the theory becomes more interesting. While many players and even blackjack guides consider only two-card hands as being hard or soft, real-life play requires you to look at a hand of 3 or even more cards. Not all hands with an Ace in them are soft – in fact, all hands with an Ace that counts as 1 are hard hands. Let us take the 17 hand example, once again.

A soft 17 would be Ace-6, as well as various other combinations such as Ace-4-2, Ace-2-2-2, and even Ace-Ace-3-2. In that last example, the hand should still be considered soft because one of the Aces may count as 11 or 1 without resulting in a bust. The hand still has a lot of liquidity as it can be counted as 17 or as 7.

There are, however, hands where the Ace must be counted as 1 otherwise the hand will bust. In these instances, this will be a hard hand even though it contains an Ace. A good example of this is a hand of 8-9 (hard 17) – an inexperienced player, who does not know the basic blackjack strategy, may decide to Hit. This would not be the optimal decision and, in fact, 17 is not a very good hand in blackjack but let us get back to the imaginary scenario.

The player Hits and an Ace is dealt – the hand will be 8-9-Ace and the Ace cannot count as 11 because the player will bust. In this case, the Ace always counts as 1 – once again, a rigid hand with a fixed value that cannot be adjusted, hence, this will be a hard 18.

Playing Out Soft Hands

As you can see, the Ace plays an important and a really unique role in blackjack. Players should know one basic rule when they are dealt a hand with an Ace – always count the Ace as 11 as long as your hand does not bust. There are many more fundamental things players need to understand when playing out a soft hand and if they do that correctly, their chances of making some decent profits from blackjack will increase – even without counting the cards.

As we always count the Ace as 11 in soft hands, there will be only several soft hands that can be dealt initially – from soft 12 (Ace-Ace) to soft 20 (Ace-9). A soft 21 (Ace-10/Ace-Jack, etc.), as we all know, is blackjack and it always wins in the standard game. A soft 12 is also a special case as it can count as 2 or 12 but it is also a pair that brings great opportunities when it is split. And here comes the second universal rule that applies to all variations of blackjack – you should always Split a pair of Aces.

Blackjack hands to split

However, a few other things should be considered. First and foremost, most versions of blackjack would allow only one card to be dealt to each of the split hands. After that, the two hands automatically Stand and are compared to the dealer’s hand. The best scenario, in this case, is receiving 10-value cards (10, J, Q, or K) to your split Aces for a total of 21. Other beneficial outcomes would be getting 8 or 9, which would result in hands of 19 or 20, respectively. If they are dealt 7, the total of 18 would still be relatively good. If the cards are below 7, however, the outcome will not be favorable to players at all.

But the Ace-Ace hand is a special hand and players need to know how to play the other soft hands – whether they Stand, Hit or even Double Down.

Standing on Soft Hands

Most skilled blackjack players would never Stand on soft hands – with just a few exceptions. And there is a good reason for this – the flexibility of soft hands allows the player to make the most of the hand without having to fear busting. In fact, the decision whether to Stand, Hit, or Double would depend not only on the exact value of the player’s hand but also on the dealer’s card that is shown on the table and the number of decks used in the game.

You should never Stand on soft 17 or less. There are just a handful of scenarios when players are advised to Stand on a soft hand. They should always Stand when they have a soft 20 or more. If they have a soft 19, they should also Stand, except when the dealer has a 6 – here, they should Double if this option is permitted. They should also Stand when they have a soft 18 and the dealer holds 7 or 8. This applies to games where the dealer is required to hit on soft 17. If the dealer must stand on soft 17, the player should always stand on soft 19 or more, as well as on soft 18 and dealer 2, 7, or 8.

As for the number of decks in play, the above-mentioned rules should be considered mostly for games with 4, 6, or 8 decks. Most casinos – both online and land-based, tend to opt for blackjack versions with 4 to 8 decks.

Hitting on Soft Hands

Soft hands are much safer to play than hard hands, especially when it comes to drawing more hands to them. Often, players would avoid hitting on hard hands over 12 or 13 as the new card may easily lead to a bust. It is much more different when you have an Ace – if the hand goes over 21, the Ace will simply count as 1 and save the player from losing immediately.

The general rule is to Stand on all hands that are higher than 18 and to Hit on soft hands with a total of 17 or less. There are, of course, some exceptions. Typically, players are also advised to Hit on soft 18 if the dealer’s up card is 9, 10, or an Ace. In fact, soft 18 may be a little confusing for some players, as depending on the dealer’s card, they may be better off doubling down.

Doubling Down on Soft Hands

Many blackjack players, especially those with little knowledge of the basic strategy for this game, would avoid the Double option altogether. But if played correctly, it can bring them good winnings in the long term. In reality, professional players know exactly when to Double when having soft hands and this is why they tend to quickly catch the attention of casinos – remember that many casinos associate professional blackjack players with card counters.

But you do not need to count cards to know when doubling on soft hands is profitable. There are two cards that are not favorable to the dealer – these are 5 and 6, which is why players should always Double against these two numbers on their soft 13 through soft 18. It is also a good strategy to Double Down against dealer 4 if you hold soft 15 through soft 18.

Soft 17 Rule for the Dealer

This is one of the fundamental rules in blackjack and it is usually displayed on the table itself. Most casinos used to require the dealer to Stand on soft 17, which was and still is favorable to the player. After all, the average winning hand in blackjack has been calculated to be 18.5 (i.e. at least 18) and dealers who Stand on soft 17 are easier to beat.

However, many games in recent years have introduced another rule – dealers must draw to 16 but if they hold a soft 17, they must Hit. This allows them to improve their hand against the player and is, therefore, beneficial for the casino, not the player. After all, soft hands cannot bust – they can only be improved. So, blackjack tables where the dealer Hits on soft 17 increase the house edge. Players are advised to choose games where the dealer must Stand on all 17’s.

Basic Strategy for Soft Hands

As you can see, playing with soft hands is not too complex but to avoid mistakes, players should learn how to act in every situation. There may be dozens of tips and strategies developed over the years but both professional and occasional blackjack players show learn the basic strategy of the game. As there are many different versions of 21, there may be slight changes but overall, this basic strategy for soft hands will apply to most blackjack games.

Player’s Soft Hand/ Dealer’s Card2345678910Ace
13HHHD/HD/HHHHHH
14HHHD/HD/HHHHHH
15HHD/HD/HD/HHHHHH
16HHD/HD/HD/HHHHHH
17HD/HD/HD/HD/HHHHHH
18D/SD/SD/SD/SD/SSSHHH
19SSSSD/SSSSSS
20SSSSSSSSSS
A-ASPSPSPSPSPSPSPSPSPSP
  • H – Hit
  • S – Stand
  • D/H – Double, if it is not allowed, you should Hit
  • D/S – Double, if it is not allowed, you should Stand
  • SP – Split

Splitting pairs carries a massive potential when it comes to maximizing your profits at the blackjack table. This move can be just as lucrative as doubling down but unfortunately, the vast majority of recreational players find themselves in a quandary when they are dealt a pair.

Some split all pairs regardless of the two cards’ rank while others prefer not to split altogether. And there is the third group of unskilled players who follow their gut and split pairs at random. What they tend to forget is that blackjack is a purely mathematical game and as such, it does not allow you to make intuitive decisions as is the case in other card games like poker.

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The irony lies in that splitting pairs was introduced not only to make the game more exciting but also for the purpose of reducing the house edge. In fact, the house advantage increases by nearly 0.60% if players are altogether prohibited from splitting pairs.

Instead of taking advantage of the splitting option to increase their profits, many blackjack players make awful splitting decisions which only end up making money for the house. The following article aims at clarifying when and why pair splitting is the optimal playing decision and when players should refrain from it.

Good Hands To Split In Blackjack

Pair Splitting – How Does It Work?

The concept of pair splitting is a simple one to grasp – when players are dealt a pair of cards of equal value, like J-10, 4-4, or A-A, they have the option to split and play them as two separate hands.

For instance, suppose your original hand consists of a pair of 7s and you have initially wagered $10 on it. You have the option to play your hand as a 14 and hit or stand depending on the dealer’s upcard but you can also decide to split the 7s into two separate hands. If you choose the latter, you need to post a second bet to the same amount as your original one so that your action increases to $20.

Keep in mind that you cannot announce your decision to split verbally only but must indicate it with a hand signal, which in this case is to form a V shape with your index and middle fingers and tap the felt next to your betting circle.

The chips for the extra bet should never be placed on top of those for the original one. Instead, you position them next to your initial stack of chips. The dealer would then separate the 7s into two hands and draw one extra card on each 7. The two hands are then played one after the other, with players having a choice from the standard playing decisions. Should they receive another pair, they typically have the option to resplit.

Rule Variations Pertaining to Pair Splitting

The tricky thing about pair splitting is that the rules pertaining to this move may vary depending on which casino you are playing at. In most establishments and online blackjack variations, players are allowed to resplit until they form up to four separate hands.

The resplitting of Aces is prohibited at many tables which gives the house edge a boost roughly of 0.08%. Note that split Aces receive only one additional card and players are not allowed to take a hit afterward. This peculiarity of the rules increases the house edge by around 0.19%. There are also casinos that allow you to split ten-value cards but only if they are of the same denomination like a pair of 10s or a pair of Jacks.

In most cases, doubling down after splitting (DAS) is allowed which enables you to increase your action to up to 8 bets (i.e. if you have resplit to four hands and doubled on each one). Another important thing to keep in mind is that when you split a pair of Aces and draw a ten-value card next to your Ace, the hand is not considered a blackjack. It is counted as a regular total of 21 so you receive even money if you win. DAS is a very profitable rule for the blackjack player and its absence (NDAS) is quite detrimental, taking away around 0.14% from your advantage.

How Pair Splitting Helps Blackjack Players

As we mentioned briefly in the beginning, pair splitting is very useful because it decreases the house edge by nearly 0.60%. But how does it help the player exactly? If you take a look at the basic strategy chart, you will notice that similarly to doubling down, splitting is mostly recommended when the dealer’s upcard is weak enough to justify an increase in your bets.

This is the right course of action particularly against dealer upcards like 4, 5, 6, and 7 but whether or not this is the optimal move also depends on what pair of cards you are holding. Splitting helps players in several ways.

First, it guarantees they generate more profits on average over the long run because they pour more money on the felt against a weak dealer who is more likely to lose.

Second, splitting enables you to minimize your average losses over the long term which is just as important.

And last but not least, this playing decision gives you the opportunity to turn a bad starting hand into a good one, potentially increasing your chances of winning the round.

Here are several examples of how pair splitting helps you win more, lose less, and transform a bad hand into a good one.

Pair Splitting Allows You to Maximize Your Profits

Our first example involves a hypothetical situation where you get dealt paired 9s against a dealer with a 6 at a multiple-deck table where the dealer is required to stand on soft 17 and you can split to up to four hands. If you choose to stand on your total of 18, you will win 64 out of every 100 hands on average and lose the other 36 times.

The odds are clearly in your favor in this case. When you flat bet with a base unit of $10, you can expect to generate profits of $2.80 per hand on average (640 – 360 = 280 / 100= 2.80) provided that you always choose to stand on your paired 9s against a dealer whose upcard is a 6.

The interesting thing here is that splitting this pair decreases your chances of winning by 4% to 60% but increases the profits you generate. You win only 60 out of every hundred hands on average and lose the other 40 times. Thus, your average profit when you split this pair against the 6 will be equal to (600 – 400) * 2 = 200 * 2 = 400 / 100= $4. This corresponds to a $120 increase in your profits per every hundred split hands with a base unit of $10.

Pair Splitting Helps You Minimize Your Losses

Splitting clearly gives your winnings a good boost but it also helps you reduce your losses from negative expectation bets. For example, when the dealer starts their hand with a deuce and you bet $10 only to get dealt a pair of 7s for a lousy total of hard 14. This hand has over 50% probability of busting.

Let’s see what happens if you decide to consistently stand on your paired 7s with a flat bet of $10. The odds swing in favor of the house this time as your expected win rate drops to 36 out of every hundred hands. Therefore, you lose 64 out of every hundred hands, which corresponds to average expected losses per hand of $2.80. But what if you split your pair of 7s?

Splitting improves your likelihood of success because it allows you to start each of the two hands with a 7 instead of 14. Consistently making this decision will cause you to lose only 55 out of every hundred hands and win the other 45 times. It follows there is a drop in your average net losses per hand of $0.80 because (550 – 450) * 2 = 200 / 100 = 2 and $2.80 – $2 = $0.80.

Splitting Helps You Improve Your Hand Sometimes

One of the most rewarding occasions at the blackjack table is when a player starts a round with a poor two-card total but improves it after a split. Let’s examine a third example where you bet $10 and again receive paired 7s but this time your dealer exposes a 6 instead of a deuce. Many rookie players choose to stand. Yet, this is anything but a good decision and here is why.

When you choose to stand with 7s against a weak dealer with a 6, you will win an average of 42 out of every hundred hands and lose the other 58 hands. You are again facing a negative expectation and your long-term losses per hand amount to $1.60.

The option of splitting gives you the chance to start each of the two hands with a 7. This is a significant improvement in the odds since now you are facing a positive expectation in the long run. When you split your 7s against a 6 consistently, you end up winning 52 out of every hundred hands and lose only 48 hands on average. This accounts for net profits of ($520 – $480) * 2 = $40 * 2 = $80 / 100 = $0.80 per hand on average.

The Pairs You Should Never Split

Some players are governed by their intuition when splitting pairs which ultimately results in losing money over the long run. In blackjack, some pairs should never be split, or at least not if basic strategy is your only weapon in the battle against the casino. Such is the case with pairs of 5s and pairs of ten-value cards.

When you start a round with a pair of 10s, you face two possible playing decisions – you either stand on your pat 20 or split the pair. Some inexperienced players tend to choose split, especially against a dealer with a weak upcard like 5 or 6.

They justify this move because they supposedly have the opportunity to win two hands instead of one because the dealer is in a breaking position with these small cards. But they are wrong because this only ends up costing them more money in the long term. Standing on pat 20 wins 78 out of every hundred hands you play on average against a dealer with a6 who hits soft 17.

In 11 of the remaining instances, you tie with the dealer and win in the other 11 cases, which means standing earns you roughly $6.78 per hand (provided that you use a bet unit of $10). If you choose to split your 10s, your average expected win rate per round decreases to around $5.60 for both hands combined. You end up winning less money despite increasing your action when in a favorable position, which is why you should never split 10s unless you are counting cards.

The same applies to pairs of 5s – you should always refrain from splitting those if you use only basic strategy at the table. A starting hand with a total of 10 puts you in a very good position. You risk ruining your hand and losing twice as much in the process.

The Pairs You Should Always Split

Blackjack Hands To SplitHands

Basic strategy dictates one should always split pairs of Aces and 8s but many novices choose not to listen. Paired 8s make for the worst possible total in the game and even more so if the dealer exposes a strong ten-value card.

A total of 16 should always be surrendered against a dealer 10 but not so if it consists of two 8s. Inexperienced players often forfeit this pair in exchange for half of their bet out of fear they might end up with two bad hands instead of one and lose twice as much in a single round.

Blackjack Hands To Split Fingernail

And indeed, there is no room for doubt a pair of 8s against a dealer with a strong ten-value card puts you in a very bad spot regardless of whether you choose to hit, stand, split or surrender. You will inevitably end up losing money. However, playing two hands with a starting point of 8 causes you to incur smaller long-term losses than playing one hand with a total of 16 against a powerful dealer with a 10.

Both hitting or standing in this situation lead to winning only 23 out of every hundred hands while the other 77 hands result in losses, excluding the pushes. If you bet $10 per hand, you will end up losing an average of $540 by hitting or standing.

Splitting actually increases your chances of success with this card holding. If you make this move, you win 38 out of every hundred hands on average and lose the remaining 62 times. Therefore, you incur net losses of ($240 * 2) / 100 = $480 / 100 = $4.80 per hand. There is a slight improvement since you lose $0.60 less per hand when splitting.

Pairs You Should Always Split Additional TipsPlayers who chicken out and surrender their paired 8s against a 10 lose only half of their initial wager. This means they will lose $500 / 100 = $5 on average over the course of every hundred paired 8s they surrender against the dealer’s ten-value card.

Surrendering is obviously costlier than splitting since it causes you to lose $0.20 more per hand. Every now and then, you will end up losing both bets after you split but at least you can have the peace of mind you made the mathematically correct move which ultimately saves you money in the long term.

The same goes for pairs of Aces which basic strategy players are always recommended to split no matter what the dealer’s upcard is. The two Aces result in a soft 12 which is a hand you are going to break frequently. Suppose you are playing a six-deck game and start a fresh round of play with A-A after the dealer has reshuffled.

There are 96 ten-value cards in the shoe out of 312 possible cards, which means your chances of catching a 10 next to your Ace are around 1/3 or 30.8%. If you indeed end up pulling 10s next to each Ace, you are practically unbeatable with your total of 21. The worst that can happen is pushing with the dealer.

Blackjack Hands To Split

Why would then someone hesitate to split Aces is beyond us. The Aces are powerful cards in blackjack, which is why casinos typically enforce various restrictions on splitting them in order to decrease the advantage this move gives the players. They prohibit hitting after splitting Aces and the resplitting of Aces.

Remember the house is well-familiar with the mathematics of the game so do yourself a favor and always stick to basic strategy when playing pairs, or at least until you master card counting and playing deviations.